Charlotte Ludkin

Charlotte was born in 1864.  Charlotte's father was James Ludkin and her mother was Eliza Hales.  Her paternal grandparents were James Ludkin and Mary Howlett; her maternal grandparents were George Hales and Frances Gowing. She had three brothers and five sisters, named Arthur, Albert, John, Georgiana, Susannah, Lilly, Jane and Mary.  She was the fourth oldest of the nine children.