Peter Banks 
Peter was born in 1852 in Bolton.1 Birth Notes
Son, aged 19 on 1871 census
Only Peter is this, so perhaps a step-son or illigegitamate child
BANKS Peter Tonge with Haulgh Bolton UNSWORTH TWH/9/268
Births Dec 1855 (>99%)
Banks Peter Bolton 8c 205
General Notes
There is no birth record for Peter Banks, and he wasnt with John and Rachel in 1861. He is too old to be John or Rachel's son, so must be adopted, perhaps another relation of John or Rachel's.
It seems likely, Peter and Elizabeth are children of HOLT+SMITH family with Peter born Q1/1851 and Elizabeth born Q4/1856 (or similarly a HOLT+KAY family).
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