Nettie M. was born in November 1895. Nettie M.'s father was Stuart Seay and her mother was Susannah ?. Her paternal grandparents were Joseph C. Seay and Jennie C. ?. She had three brothers and two sisters, named William, Ozzie L., Floyd, Lula and Mary. She was the third youngest of the six children. She had a half-brother named Ira.