Tài was born on April 30th, 1961 in Saigon. Tài's father was Đĩnh and his mother was Lai Phạm. His paternal grandparents were Tiên and Tuất Nghiêm phú. He had three brothers and three sisters, named Đắc, Thiên, Bắc, Tố-Lan, Lai-Hà and Lê-Cư. He is the youngest of the seven children.