Minh-Loan was born in 1959. Minh-Loan's father is Lâm and her mother is Minh-Tài Phạm thị. Her paternal grandparents were Lan and An Lê. She had two brothers and a sister, named Mạnh-Quân, Mạnh-Tuấn and Minh-Vân. She is the oldest of the four children.