Loan was born in 1923. Loan's father was Soạn and her mother was Thanh Nguyễn như. Her paternal grandparents were Huyên and Ruẩn Trần. She had four brothers and six sisters, named Ấp, Thao, Thức, Quyên, Đạm, Tiềm, Nhuận, Uông, Tân and Ty. She was the fifth youngest of the eleven children.