Hòa was born in 1957. Hòa's father is Toàn and her mother was Viêm Nguyễn. Her paternal grandparents were Thu and Tiệp Trịnh. She has two brothers and four sisters, named Thái, Thắng, Ninh, Bình, Thọ and Khanh. She is the second youngest of the seven children.